Stellar Care Major Medical

Attract the best and the brightest talents by offering your employees a Stellar Care Series health package that offers a complete range of health care security.
most comprehensive

starting at

100% coverage
100% Coverage
Immunizations for children 0-16
Annual mammograms from 35+
Annual Pap Smear 18+, Prostate Exam 35+
Emergency Room – life threatening cases
Air Ambulance
Distinctive Coverage
In-patient hospitalization –100% of first $5,000, then 80% up to out-of-pocket limit, then 100%
Maternity – deductible plus 20% up to out-ofpocket limit and 100% thereafter
Prescription Drugs – 20% co-payment up to out-of-pocket limit
Air Transportation Benefit $250 per trip
Overseas treatment in-network – Doctors visits $50 co-pay, Outpatient Surgery $500 co-pay, 100% thereafter
Special Features
Lifetime maximums of $2 million
Preventative payout of $500 to each member of the group
Portability – individuals allowed to take out individual medical coverage within 30 days of leaving the group
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best and brightest

starting at

100% coverage
100% Coverage
Immunizations for children 0-16
Annual mammograms from 35+
Annual Pap Smear 18+, Prostate Exam 35+
Emergency Room – life threatening cases
Air Ambulance up to $10,000 maximum
Optimum Coverage
In-patient hospitalization – deductible plus 20% up to out of pocket limit
Maternity – deductible plus 20% up to between $3,000 (normal delivery) and deductible plus 20% to a maximum of $6,000 (caesarean/complications)
Prescription Drugs – deductible plus 20% up to out-of-pocket limit
Air Transportation Benefit $250 per trip
Overseas treatment in-network – Doctors visits $100 co-pay
Outpatient Surgery (on-island) – deductible plus 20% up to out of pocket limit
Special Features
Lifetime maximums of $2 million
Preventative payout of $500 to each member of the group
Portability – individuals allowed to take out individual medical coverage within 30 days of leaving the group
Spousal retraining
Special Education for dependants
Get This Plan
most affordable

starting at

100% coverage
100% Coverage
Immunizations for children 0-16
Annual mammograms from 35+
Annual Pap Smear 18+, Prostate Exam 35+
Emergency Room – life threatening cases
Secure Coverage
In-patient hospitalization – deductible plus 20% up to out of pocket limit, then 100% thereafter
Maternity $2,000 (normal delivery), $4,000 (caesarean), $5,000 maximum (complications)
Prescription Drugs 20% co-payment
Air Ambulance 80% coverage
Overseas treatment in-network – Doctors visits $100 co-pay
Outpatient Surgery (overseas) – $1,000 co-pay, 100% thereafter
Special Features
Lifetime maximums of $500,000
Preventative payout of $500 to each member of the group
Portability – individuals allowed to take out individual medical coverage within 30 days of leaving the group
Spousal retraining
Special Education for dependants
Get This Plan

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