Nassau, The Bahamas, November 11, 2025 – Colina Holdings Bahamas Limited’s (CHBL’s) unaudited interim financial statements for the nine months ending September 30, 2025, were released today, reflecting a strong performance, while delivering on its mission to create sustainable value for stakeholders.

The Company reported net and comprehensive net income attributable to ordinary shareholders of $39.1 million or $1.58 per ordinary share, for the nine months ended September 30, 2025. During the same period in 2024, the net income attributable to ordinary shareholders was $34.9 million or $1.41 per ordinary share.

CHBL is pleased to report a $8.9 million improvement in the insurance service result which totalled $19.3 million for the nine months ended September 30, 2025 compared to $10.3 million for the same period in 2024.

“This growth reflects strong performance across CHBL’s life, health, and general insurance subsidiaries, including contributions from Saxon Holdings following its acquisition,” said Emanuel M. Alexiou, Chairman.

Net investment income totalled $48.2 million for the nine months ended September 30, 2025 compared to $45.5 million for the same period in the prior year. The period saw continued increases in both interest received and mark-to-market adjustments.

“These fair value movements, while non-cash, are a required reflection of current market dynamics under applicable accounting standards,” said Alexiou. “We expect net investment income as a result of these mark-to-market adjustments to be subject to continued volatility”.

As of September 30, CHBL’s total assets stood at $969.1 million up from $886.7 million at December 31, 2024, with invested assets comprising 71.3% of total assets (73.6% – December 31, 2024).

Shareholders’ equity was $302.9 million as at September30, 2025, net of $1.8 million in dividend distributions to the Class “A” preference shareholders and dividends paid to Class “A” ordinary shareholders of $4.4 million or $0.18 / share.

“The third quarter continued to build on the momentum we established throughout the year, reinforcing CHBL’s focus on strengthening its balance sheet, enhancing capital resilience, and creating long-term value for stakeholders,” said Alexiou.

“Our integration of the Saxon companies is progressing well and continues to present meaningful opportunities for growth and collaboration,” said Alexiou, who noted that the shared values and commitment to excellence across both organisations position the Group for continued success.

As CHBL approaches the final quarter of the year, the Company remains well-positioned to execute its strategic initiatives with focus and discipline.

“I want to thank our shareholders for their continued confidence and support,” said Alexiou. “My sincere appreciation is also extended to our dedicated employees for their hard work and commitment throughout the year, as we remain steadfast in advancing our mission to promote the financial security and well-being of our customers.”

About Colina Holdings Bahamas Limited (CHBL)

Colina Holdings Bahamas Limited (CHBL) is a diversified publicly traded holding company with more than $950 million in assets and over $250 million in ordinary equity. Listed on The Bahamas International Securities Exchange (BISX), CHBL was incorporated in 1993 and is built on a legacy of financial strength, prudent management, and long-term value creation. Its subsidiaries include Colina Financial Advisors Ltd (CFAL), Colina General Insurance Agency & Brokers Limited (CGIA), Colina Real Estate Fund Ltd. (CREFL), Indigo Insurance(Bahamas) Limited, Indigo Insurance(Cayman) Limited, Saxon Holding Company Ltd. (Cayman) and Saxon Administration Ltd. (Cayman).

CIL is The Bahamas’ largest life and health insurer. CGIA is a general insurance agent and broker. CFAL is an investment advisory firm, established to provide financial services including investment management, pension management and administration, corporate advisory services, escrow, registrar and transfer agent services. Indigo is a digital property and casualty insurer, operating in The Bahamas and the Cayman Islands. Saxon Administration provides services to Cayman-registered pension plans.

Copies of the full financial statements can be obtained online at www.colina.com.