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Comprehensive Medical Plans

Individual Health Insurance

Our SHAPE A, B, C, & D individual plans provide our insureds with access to one of the largest overseas health networks and best medical care in The Bahamas and throughout North America. Choose the plan that is right for you and your family’s healthcare needs.

Key Feature SHAPE A SHAPE B SHAPE C SHAPE D
This plan offers the most comprehensive health coverage, for individuals and families, that you can get in the market today! Covered persons pay less out-of-pocket expenses than required by our SHAPE B, C and D plans. This is a solid comprehensive health plan for individuals and families with a high level of care. Covered persons pay higher out-of-pocket expenses than required by SHAPE A. This is a modest yet comprehensive health plan for individuals and families. Covered persons pay higher out-of-pocket expenses than required by SHAPE A and B. This is our most basic and affordable comprehensive health plan, for individuals and families, with similar benefits as our SHAPE C plan. Covered persons pay higher out-of-pocket expenses than required by SHAPE A, B and C.
Lifetime Maximum (per covered person) $2 million $1 million $500,000 $500,000
Annual Maximum (Ages 65 & Over per Calendar Year) $250,000 $250,000 $250,000 $250,000
100% Coverage for in-network services (in accordance with plan benefits and after applicable co-payments & co-insurance)
Maternity
Newborn Dependents enrolled from Day 1,after enrollment within 31 days of date of birth.
Immunizations for children 0-12
Hospital Room & Board, Intensive Care, Misc. Hospital Expenses
Surgical Expenses & Anesthesia
Emergency Room
Organ Transplants
Primary & Specialist Care
Home Health Care
Physical Therapy/Physiotherapy & Chiropractic Care
Prescription Drugs
Lab & Diagnostics
Preventative Care
Special features
Overseas Care
Commercial Air Travel reimbursement
Air Ambulance
Out-of-network & non-precertified services covered at 50% of UCR charges.
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