Our SHAPE A, B, C, & D individual plans provide our insureds with access to one of the largest overseas health networks and best medical care in The Bahamas and throughout North America. Choose the plan that is right for you and your family’s healthcare needs.
| Key Feature | SHAPE A | SHAPE B | SHAPE C | SHAPE D |
|---|---|---|---|---|
| This plan offers the most comprehensive health coverage, for individuals and families, that you can get in the market today! Covered persons pay less out-of-pocket expenses than required by our SHAPE B, C and D plans. | This is a solid comprehensive health plan for individuals and families with a high level of care. Covered persons pay higher out-of-pocket expenses than required by SHAPE A. | This is a modest yet comprehensive health plan for individuals and families. Covered persons pay higher out-of-pocket expenses than required by SHAPE A and B. | This is our most basic and affordable comprehensive health plan, for individuals and families, with similar benefits as our SHAPE C plan. Covered persons pay higher out-of-pocket expenses than required by SHAPE A, B and C. | |
| Lifetime Maximum (per covered person) | $2 million | $1 million | $500,000 | $500,000 |
| Annual Maximum (Ages 65 & Over per Calendar Year) | $250,000 | $250,000 | $250,000 | $250,000 |
| 100% Coverage for in-network services (in accordance with plan benefits and after applicable co-payments & co-insurance) | ||||
| Maternity | ||||
| Newborn Dependents enrolled from Day 1,after enrollment within 31 days of date of birth. | ||||
| Immunizations for children 0-12 | ||||
| Hospital Room & Board, Intensive Care, Misc. Hospital Expenses | ||||
| Surgical Expenses & Anesthesia | ||||
| Emergency Room | ||||
| Organ Transplants | ||||
| Primary & Specialist Care | ||||
| Home Health Care | ||||
| Physical Therapy/Physiotherapy & Chiropractic Care | ||||
| Prescription Drugs | ||||
| Lab & Diagnostics | ||||
| Preventative Care | ||||
| Special features | ||||
| Overseas Care | ||||
| Commercial Air Travel reimbursement | ||||
| Air Ambulance | ||||
| Out-of-network & non-precertified services covered at 50% of UCR charges. | ||||
| Get Quote | Get Quote | Get Quote | Get Quote | |
All the information you need about your Shape Plan. View More
A comprehensive listing of our local provider network. View More
Our members have access to the highest quality care overseas. View More