Nassau, The Bahamas, February 13, 2026 – Colina Holdings Bahamas Limited (CHBL) has announced its unaudited interim financial statements for the quarter and year ending December 31, 2025, reflecting robust performance and sustainable value creation for stakeholders.

“We are proud to share another year of strong results for CHBL, demonstrating our commitment to excellence and long-term growth,” said Emanuel M. Alexiou, Chairman of CHBL. “Our focus on disciplined execution and strategic initiatives has positioned us to deliver for our shareholders, customers, and employees.”

The Company reported net and comprehensive net income attributable to ordinary shareholders of $60.1 million, or $2.43 per ordinary share, for the year ended December 31, 2025. This marks a significant increase from $42.3 million, or $1.71 per ordinary share, in the prior year.

Insurance service results improved by $10.8 million, totaling $26.2 million for the twelve months ended December 31, 2025, compared to $15.5 million for the same period in 2024. This growth was driven by strong performance across CHBL’s life, health, and general insurance subsidiaries, as well as contributions from Saxon Holdings following its acquisition.

Net investment income totaled $71.9 million for the year, up from $59.3 million in 2024. The period saw continued increases in both interest received and mark-to-market adjustments, reflecting current market dynamics under applicable accounting standards. “While fair value movements remain subject to volatility, our investment strategy is designed to navigate market changes and safeguard returns,” Chairman Alexiou explained.

As of December 31, 2025, total assets stand at $988.5 million, compared to $886.7 million at year-end 2024, with invested assets comprising 72.7% of total assets.

Shareholders’ equity totals $322 million, net of $2.4 million in dividend distributions to Class “A” preference shareholders and dividends paid to Class “A” ordinary shareholders of $6.4 million, or $0.26 per share during the year.

“The fourth quarter continued to build on our momentum, further strengthening our balance sheet and capital resilience,” said Chairman Alexiou. “The integration of the Saxon companies is
progressing well, presenting meaningful opportunities for growth and collaboration. Our shared
values and unwavering commitment to excellence across all companies position CHBL for continued
success.”

“Our outstanding 2025 results place us significantly closer to the billion-dollar milestone and reflect our investment strategy and team’s adaptability,” added Andrew Alexiou, CEO of CHBL. “We are embracing new technologies and creative approaches to drive performance and shape the future of the financial services industry across the region.”

Looking ahead, CHBL enters the new fiscal year well-positioned to execute strategic initiatives with focus and discipline. Chairman Alexiou concluded, “We thank our shareholders for their continued confidence and support. We also extend sincere appreciation to our dedicated employees, whose hard work and commitment are vital to advancing our mission of enhancing the financial security and well-being for our customers.”

About Colina Holdings Bahamas Limited

Colina Holdings Bahamas Limited (CHBL) is a diversified publicly traded holding company with close to a billion in assets and $322 million in equity. Listed on The Bahamas International Securities Exchange (BISX), CHBL was incorporated in 1993 and is built on a legacy of financial strength, prudent management, and long-term value creation. The group’s flagship is Colina Insurance Limited (CIL), with other subsidiaries including Colina Financial Advisors Ltd (CFAL), Colina General Insurance Agency & Brokers Limited (CGIA), Colina Real Estate Fund Ltd. (CREFL), Indigo Insurance (Bahamas) Limited, Indigo Insurance (Cayman) Ltd., Saxon Holding Company Ltd. and Saxon Administration Ltd.

CIL is The Bahamas’ largest life and health insurer. CGIA is a general insurance agent and broker. CFAL is an investment advisory firm, established to provide financial services including investment management, pension management and administration, corporate advisory services, escrow, registrar and transfer agent services. Indigo is a digital property and casualty insurer, operating in The Bahamas and the Cayman Islands. Saxon Administration provides services to Cayman-registered pension plans.

Copies of the full financial statements can be obtained online at www.colina.com.